#TogetherWeRise

By Jonathan Bash October 27, 2017


Rubicon Programs transforms East Bay communities by equipping people to break the cycle of poverty. 

We believe that no one service is enough to end intergenerational poverty. People are complicated. They can't be reduced to the least common denominator. 

That's why we provide our participants with three years of coaching and opportunities across four core service areas: income, assets, wellness and connections.
 
First, we help our participants get a job and map a long-term career plan. Then, we show them how to grow their savings, build their credit, set a budget and overcome legal barriers. 
 
But we don't stop with these simple economic solutions. 

Physical and emotional health issues, and limited social networks, also keep people in poverty. That's why we offer tailored wellness services and assistance establishing the community networks necessary to build a career, raise a family, and make positive change.

This holistic, flexible approach allows us to end poverty permanently for more than 1,700 people each year. And we all benefit.

Help us build an East Bay without poverty.

Click here to support others like Mario, William, Angela and John:

"Thanks to Rubicon, I’ve overcome some serious obstacles. All the workshops – and all the coaches – challenged me and helped me grow, allowing me to use my community connections to get a good job." - Mario

“When I walk into Rubicon, I get a genuine hug and a high-five. That’s for everyone who enters these doors. And it was Sarah, their Staff Attorney, who pushed me to apply for a job I thought I could never get.” - William

"To look at where I am now is a delightful feeling. I was running from my credit for so long, but now I just want to see it grow." - Angela

"I had headaches and didn’t know why. Now, thanks to Rubicon, I know it's hypertension and I’m able to make it better. Rubicon connected me with everything I needed." - John

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Rubicon Programs Partners with Travis Credit Union To Help Contra Costa ‘Crave 2 Save’

By Jonathan Bash August 15, 2017

47 Percent of All Americans Have Less Than $400 in Their Savings Account 

 

RICHMOND, CALIF., AUGUST 15, 2017 … In an effort to bring financial stability to Contra Costa County’s low-income residents, Rubicon Programs, a nonprofit fighting poverty in the East Bay, Sparkpoint Contra Costa and Travis Credit Union have partnered to launch their new “Crave 2 Save” challenge for Contra Costa County residents.

“At Rubicon, our job is to support our community in building financial, social and human capital,” said Jane Fischberg, President and CEO of Rubicon Programs. “You can’t break the cycle of poverty without saving for the unexpected. For many families, one car repair or dental emergency can be the difference between economic stability and debilitating debt.”

A savings account can save much more than money. 47 percent of all Americans have less than $400 in their savings account and are unprepared for life’s emergencies. Without a savings account, many people must turn to high-interest payday advance loans and credit cards for relief. The small debt eventually balloons to be unmanageable thanks to outrageous 450 percent APRs.

“Travis Credit Union exists to create value in the communities we serve and we believe a family’s ability to save for their future is the foundation of financial success,” said Barry Nelson, President and CEO of Travis Credit Union. “Through the Crave 2 Save program with partners like Rubicon we will break the cycle of poverty.”

So what’s the challenge? Eight nonprofits in four counties across the Bay Area will compete to enroll as many people into savings accounts as possible by December 31, 2017. The two nonprofits from the winning county will split a $75,000 prize that will fund each of the organization’s work to end the cycle of poverty.

To earn points for the two nonprofits, Crave 2 Save participants must open a free new Travis Credit Union savings account, mention the Crave2Save Challenge using the tracking code “CCC1,” meet savings targets that add up to $400, and attend a free financial education seminar. All participants will be entered to win a $100 giveaway at their local branch.

For more information on Crave 2 Save, visit www.traviscu.org/crave2save or call Rubicon Programs at 510-412-1725.

Rubicon Programs is a 501(c)3 nonprofit whose mission is to transform East Bay communities by equipping people to break the cycle of poverty. The organization serves the people of Contra Costa and Alameda counties, and provides services that help low-income individuals enter the workforce and develop fulfilling lives.

Travis Credit Union, headquartered in Vacaville, California, is a not-for-profit cooperative financial institution serving those who live or work in Alameda, Colusa, Contra Costa, Merced Napa, Placer, Sacramento, San Joaquin, Solano, Sonoma, Stanislaus, and Yolo Counties. Currently, Travis Credit Union is the 14th largest credit union in California with more than 189,000 members and more than $2.8 billion in assets. As one of the leading financial institutions in Solano, Contra Costa, Yolo and Merced Counties, Travis Credit Union’s strength lies in its faithful commitment to its members and the community; its solid, secure history; and its long-standing track record of dedicated service.  

CONTACT: Jonathan Bash  |  jonathanb@rubiconprograms.org |  (510) 231-3993  

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East Bay Times: Landmark settlement offers some relief from crushing traffic ticket fines

By Jonathan Bash August 14, 2017

By TAMMERLIN DRUMMOND | Bay Area News Group
August 14, 2017

Jesse Austin, a 39-year-old Antioch resident, owed more than $1,800 in unpaid tickets stemming from a traffic stop last September in Benicia. He couldn’t pay that high an amount on the $800 he earned every two weeks at a store that sold men’s grooming products. When he didn’t pay or show up in court, Solano County put a hold on his driver’s license. That in turn, he said, stopped him from getting a job as a delivery driver, better-paying work that he had done in the past.

“Not having a license has really hindered my earning ability,” said the father of six who works as a bicycle messenger in San Francisco. “You have to have one for a lot of jobs.”

Last week, Solano County Superior Court agreed to a first of its kind settlement in California that offers low-income people like Austin some relief from crushing traffic ticket debt and penalties that so often lead to a license suspension. The county now must notify drivers about alternatives to paying the full amount. Qualifying low-income residents are able to fill out a declaration of financial need and ask to pay in installments, seek a fine reduction or request community service. It’s also retroactive, which means drivers can petition the court for financial relief to get a license suspension lifted. The new policy applies to non-criminal violations.

“When you suspend a person’s license there is supposed to be a finding of willfulness,” said Sarah Williams, a staff attorney with Rubicon Programs, a Contra Costa County-based nonprofit that led a coalition of Bay Area legal aid organizations in filing a class action lawsuit last year.  “When someone doesn’t pay a ticket that doesn’t mean it’s willful if they can’t afford to pay it.”

Story continued at www.eastbaytimes.com.

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Landmark Rubicon Lawsuit Settled, Paves Way for Fair Treatment of Low-Income Drivers

By Jonathan Bash August 8, 2017

Solano County adopts model policies that lessen the burden of traffic fines and fees           

                              

San Francisco, CA - A settlement was reached today in the first lawsuit in California to challenge the suspension of driver’s licenses as a means of collecting unpaid traffic fines. The lawsuit was originally filed on June 15, 2016 against Solano County Superior Court, challenging the court’s practice of suspending the driver’s licenses of people who could not afford the astronomical price of traffic tickets.

“Having to choose between food and a traffic fine is not a choice at all," said Jane Fischberg, President and CEO of Rubicon Programs, a plaintiff in the suit. “This settlement gives us hope that we are finally moving away from unjust systems that criminalize poverty. We applaud the Solano Court’s good faith effort to make the system more equitable – so that everyone in our communities has an opportunity to achieve economic mobility."

Prior to the lawsuit, the Court routinely failed to notify traffic defendants of their right to demonstrate they were low-income and unable to pay the fines – which the suit alleged was unlawful. The Court also lacked a mechanism for low-income drivers to seek a reduction in the fine or an alternative to payment based on their poverty.

Today, the parties filed a settlement that achieves the goals of the lawsuit. Under the terms of the settlement, the Court will notify every traffic defendant of their right to be heard regarding their “ability to pay.” The Court will update all notifications to traffic defendants, including its website, the oral advisements provided by traffic court judges, and the “notice of rights” handout given to all traffic defendants. The new notices explain the traffic defendants’ rights to ask the Court for a lower fine, a payment plan, or community service if they are indigent.

Further, the Court agreed to change its procedures for assessing a defendant’s ability to pay. For traffic defendants who are homeless, receive public benefits or are low income, the Court has agreed to consider alternative penalties that do not involve payment of a monetary fine – such as community service.

"We hope that Solano's reforms will be a model for other counties to follow," said Rebekah Evenson, Director of Litigation and Advocacy at Bay Area Legal Aid. "We laud the Solano County Superior Court and Presiding Judge Fracchia for working with us to reform their traffic system in a way that treats low-income drivers fairly and equitably."

“We appreciate that the governor and legislature recently put an end to the harmful practice of using license suspension to punish low-income people who can’t afford to pay costly tickets,” said Christine Sun, Legal Director at the ACLU of Northern California. “Now we’d like to see counties across California follow Solano County’s example and address the exorbitant traffic fines and fees structure that plunges people into a cycle of poverty.”

A 2017 study by the Lawyers’ Committee for Civil Rights of the San Francisco Bay Area, "Paying More for Being Poor: Bias and Disparity in California’s Traffic Court System," showed that Californians pay some of the highest fines and fees in the country—which can devastate the lives of Californians with lower incomes.

People of color also bear a disproportionate amount of this burden. The study’s Bay Area data revealed that African-Americans are four to sixteen times more likely to be booked into county jail on a charge related to inability to pay a citation. Because of over-policing in communities of color and racial profiling, African-American and Hispanic individuals are more likely to receive traffic tickets than are white and Asian individuals and are far more likely to be cited solely for driving with a license that was suspended for failure to pay or appear in traffic court.

The lead plaintiff in the suit, Rubicon Programs v. Superior Court, is Rubicon Programs, a nonprofit that provides comprehensive employment, career, financial, legal and health & wellness services to thousands of low-income people across the Bay Area. Additional plaintiffs in the suit include the ACLU of Northern California, and Henry Washington, a low-income Hayward resident whose license was suspended because he could not pay a “fix-it” ticket. Plaintiffs were represented by:

Read the final settlement here.

Media Contacts:

 

Sarah Williams, Attorney, swilliams@rubiconprograms.org or (510) 412-1763

Jonathan Bash, Communications Manager, jonathanb@rubiconprograms.org or (510) 231-3993

 

Linda Kim, Bay Area Legal Aid, Lkim@baylegal.org or (510) 250-5218

Bethany Woolman, ACLU of Northern California, bwoolman@aclunc.org or (415) 621-2493

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Trading Yin for Yang: Mario’s Story

By Jonathan Bash August 7, 2017

Mario, a member of Rubicon Programs' July 2016 cohort, always intended to live a good life, but the things he wanted always seemed out of reach. Entering adulthood in a resource-deprived community, Mario felt that the only viable path to success came from “the dark side.”

“I got caught up dealing drugs,” he says.  He was able to make enough to pay the bills and get what he thought he wanted. “I was feeling pretty content. But I began to stagnate, physically, mentally and spiritually. And in the end, I became my own best customer.”

He spent more than a decade in and out of jail, fell behind on his child support and lost touch with his family. When he hit rock bottom, his life until then came into focus, and he thought about all the time he lost not being a productive citizen. That day, he made a decision to learn from his mistakes, grow as a person and embrace the “light side, the good side.”

His neighbor, a former Rubicon client, suggested he look into Rubicon Programs. At first he was skeptical, “what could happen in just a few weeks?” But soon, he crossed the threshold and realized that he could turn his life around, and that Rubicon’s staff would be sticking with him for the foreseeable future.

“All the workshops challenged me and helped me grow. Each day I chipped off a bit of the block of what they offered. I met with all of the coaches. Jessica stayed on me and made sure I followed through. Mr. Alexander, Pat, Reggie, Max, Dalia, Ken, Porschea, Lila, even the office staff, all were instrumental to my success. ”

Now, one year later, Mario works with LiUNA!, the laborers union in San Francisco. The job, which he secured after capitalizing on a few community connections — including one with Aboriginal Blackmen United (ABU), a local labor advocacy group — earns $30 an hour.

He now has enough to move closer to his mother and his kids, own a reliable car and save for a rainy day, while also enjoying the good things in life. He has paid off his child support, rebuilt relationships and found stability for the first time in decades. In particular, his strengthened relationship with his mother, Mary, has helped him thrive. "I couldn't have done this all without her support. She believed in me when few people did."

He’s proud of the work that he does, building public parks, sidewalks and hospitals. And he hopes to continue to grow in his career. He plans to learn how to use new types of modern equipment and develop brand new skills in his field. “I want to be a real asset to a company,” he says.

He also wants to give back. He’s joined Rubicon’s Men’s Group, where he meets every week to share his success with new participants. “I’m glad I am able to be an inspiration to others.” He tells everyone he runs into, especially if they’re down on their luck, “go over to Rubicon.”

He says that he keeps coming back because it keeps him focused, and keeps him grounded. “I’ve been able to get everything I need with Rubicon. And if they don’t have it, they know how to help me find it.”

“I’m proud that I am able to be where I am at this stage in my life. I’ve overcome some serious obstacles. It’s been a struggle. But I’ve conquered them all, thanks to Rubicon.”

Learn more about Rubicon Programs' career services and income curriculum here or donate today to support our work.

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